Privacy Policy

We are Percayso Inform Limited (“Percayso”). Where the Privacy Policy states “we” “our” or “us” in this document, this means Percayso Inform Limited on behalf of the Percayso Group of companies. Wherever the name “Percayso” is used within these pages, it refers to one or more of the trading companies of Percayso Limited that operate in the United Kingdom. We might also mean anyone that might take over our business or we transfer our business to in the future. References to “you” and “your” means each natural or legal person who uses our website or the associated services.

It is important that you read this privacy policy together with any other privacy notice or fair processing notice we may provide on specific occasions when we are collecting or processing personal data about you so that you are fully aware of how and why we are using your data. This privacy notice supplements the other notices and is not intended to override them

Company Details – A bit more about us.

Percayso Inform Limited is a limited company registered in England and Wales under company number 11377058. Our registered office is at 25 Hine House, Regent Street, Nottingham, Nottinghamshire, England, NG1 5BS.

Our data controller registration number is ZA462608 and you can check our registration on the Data Protection Public Register by visiting

https://www.ico.org.uk/esdwebpages/search.

We have appointed a data protection officer (DPO), who is responsible for overseeing questions in relation to this privacy policy. If you have any questions about this privacy policy, including any requests to exercise your legal rights, please contact the DPO using the details set out below:

privacy@percayso-inform.com

This privacy notice aims to give you information on how we collect and process your personal data through delivery of our services and your use of this website including any data you may provide through this website when you register an enquiry with us.

Percayso provides services to other businesses as a data processor. As such, while you might see our name on your credit record for example, this will be because we have performed a search for and on behalf of another organisation such as an insurance company. In those circumstances you should contact the relevant third party who you authorised to carry out the search for information about the basis on which they have processed your personal data and on which they have asked us to process that data on their behalf; please read their privacy notices and terms and conditions carefully to ensure you are happy to provide your information to them.

We will do our best to answer any questions that you might have in this regard but we may invariably direct you to the relevant third party data controller for further information.

If you follow a link to or from our website to a third party website, please be aware that these websites have their own privacy policies.

• Informed Quotation – Providing enhanced information for tailor made Insurance quotes and renewals
  • Only triggered by your engagement with an Insurance Provider who use this Percayso service
  • ID and address verification with one or more credit reference agencies
  • Additional data sources – see “who do we share your data with” below
• View my Data (Subject Access Request)
  • Providing you a copy of the data we hold about you

Informed Quotation – a bit more detail

If you have requested a quote or a renewal of an existing policy for insurance recently, the insurance provider will usually ask you to provide information about your identity and to answer certain questions. Percayso Inform products and services allow our clients to check this information and to obtain further information about you from one or more Credit reference agencies and additional data sources, such as public credit data and identifier information, such as name, address and date of birth. A summary view of this information will be returned to our clients, which allows them to assess risk and prevent fraudulent applications.

We ask all of our clients to let individuals applying for insurance know before they share policy or quote information with us for example, by telling you the individual about this in their application form or in the client’s privacy notice.

View My Data – ID Verification Checks – a bit more detail

View My Data provides you with the ability to view the data Percayso Inform may hold about you. To find out if we process any of your personal data and to access a copy of such personal data we may hold about you, please contact us by clicking on the below link:

Start a Request

Remember it’s your personal data, and outside of client obligations under the Informed Quotation service Percayso will not share this with anyone unless you ask us to. We don’t want your personal data falling into the wrong hands and that’s why if you do request a copy of or the ability to view your data, we will need to make sure you are who you say you are.

This will involve providing us with a form of Photo ID such as a valid UK Driving Licence or Passport.

For further information please see the “Your Rights” section

We may collect, use, store and transfer different kinds of personal data about you which we have grouped together follows:

• Identity Data includes first name, last name, username or similar identifier, title.
• Contact Data includes employer contact details, postal address, email address and telephone numbers.
• Technical Data includes internet protocol (IP) address, your login data, browser type and version, time zone setting and location, browser plug-in types and versions, operating system and platform and other technology on the devices you use to access this website. This also includes:
  • the full Uniform Resource Locators (URL) clickstream to, through and from our website (including date and time)
  • areas of the website you viewed or searched for
  • page response times
  • download errors
  • length of visits to certain pages
  • page interaction information (such as scrolling, clicks, and mouse-overs)
  • methods used to browse away from the page
• Profile Data includes your username and password, your preferences, feedback and survey responses.
• Usage Data includes information about how you use our website, products and services.
• Marketing and Communications Data includes your preferences in receiving marketing from us and your communication preferences.
• Data in your Public Credit Bureau report from a Credit Reference Agency (CRA) as explained in the “Who do we share your data with?” section below.

Aggregated Data

• We also collect, use and share Aggregated Data such as statistical or demographic data for any purpose. Aggregated Data could be derived from your personal data but is not considered personal data in law as this data will not directly or indirectly reveal your identity. For example, we may aggregate your Usage Data to calculate the percentage of users accessing a specific website feature. However, if we combine or connect Aggregated Data with your personal data so that it can directly or indirectly identify you, we treat the combined data as personal data which will be used in accordance with this privacy policy.

If you fail to provide personal data

• Where we need to collect personal data by law, or under the terms of a contract we have with you and you fail to provide that data when requested, we may not be able to perform the contract we have or are trying to enter into with you (for example, to provide you with goods or services). In this case, we may have to cancel a product or service you have with us but we will notify you if this is the case at the time.